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You are here: Home / Average Joe Cyclist Product Reviews / Best Smart Watch to Monitor Your HRV: Garmin vs Fitbit vs Apple vs Samsung

Best Smart Watch to Monitor Your HRV: Garmin vs Fitbit vs Apple vs Samsung

April 28, 2025 by Average Joe Cyclist Leave a Comment

Are you trying to decide which is the best smart watch to monitor your HRV (heart rate variability)? If so then this post is for you. HRV is an important fitness metric that you can use to improve your training and fitness. We explain exactly how this works in another post. If you already know how important HRV is, this post will help you decide the best way to measure it.

How Can I Measure HR?

The best and easiest way to track HRV is with a smart watch  that has the ability to measure HRV. Also, you need to evaluate how much data the smart watch can give you about your HRV. And whether the watch uses the data to provide you with useful information, such as your daily Body Battery and Training Readiness scores. Here’s a breakdown of some of the top options for cyclists, based on accuracy, features, and budget.

Related Post: What is HRV, Why Should I Care, and How Can I Measure It?

Cutting to the Chase on the Best Smart Watch to Monitor Your HRV

For those who don’t have the time to read 2200 words, we thought it would be a good idea to mention right here what our recommendations are. So here they are!

Investing in an HRV-capable smartwatch can help you unlock new performance levels while avoiding burnout and overtraining. Whether you go for a premium, high-end Garmin Fenix 7, a magnificent but significantly cheaper Garmin 265, a one-watch-that-does-almost-all Garmin Venu 3S, a mid-range Samsung Galaxy Watch 7, a budget-friendly Fitbit Charge 5, or a downright cheap Fitbit Inspire 3, monitoring your HRV will be a game-changer for your fitness journey. Note that if your primary focus is to get plenty of information about your HRV, the Samsung and the Apple watch will probably not be good enough. You might manage with one of the Fitbits, but the catch there is that you have to pay for a monthly premium membership. Garmin definitely offers the best options for HRV monitoring, and you can review masses of data about yourself for free with Garmin Connect. Garmin also connects seamlessly with Strava. So you can review your data on Strava as well!

Our top recommendation is the very rugged Garmin Instinct 2, because it has everything an athlete needs, and outstanding battery life, but at a much lower price than most of the Garmin line-up of watches. You can read much more about why we love the Instinct 2 further below in this post.

The rugged Garmin Instinct 2 is our top choice for HRV monitoring at a very reasonable price

Since I got my new Garmin Instinct watch (the one on the left below), I have continued wearing my Samsung Galaxy watch, so that I can compare accuracy. So far, I have been amazed at how much they are in perfect agreement. The difference, of course, is that Garmin collects way more data, and gives it all to you. Oh, and the other vital difference – the Garmin battery lasts for a month, and the Samsung lasts for a day. Finally, the Garmin tells me my HRV any time I like – I just have to take a Health Snapshot. Whereas the Samsung only tells you what your HRV was while you were asleep.

Since I got my new Garmin Instinct watch, I have continued wearing my Samsung Galaxy watch, so that I can compare accuracy. So far, I have been amazed at how much they are in perfect agreement. The difference, of course, is that Garmin collects way more data, and gives it all to you
Since I got my new Garmin Instinct 2 watch (the one on the left), I have continued wearing my Samsung Galaxy watch, so that I can compare accuracy. So far, I have been amazed at how much they are in perfect agreement. The difference, of course, is that Garmin collects way more data, and gives it all to you. Oh, and the other vital difference – the Garmin battery lasts for a month, and the Samsung lasts for a day

An even cheaper alternative to monitor your HRV is to use an app such as Elite HRV, and pair it up with a heart rate monitor such as a Polar H10 chest heart rate monitor. These monitors are known for their accuracy. If you already have another chest heart rate monitor such as Garmin HRM-Pro Plus or COOSPO H6, these are also compatible.

Related Post: Garmin HRM Dual vs Wahoo TRACKR Heart Rate Monitors: The Ultimate Heart Rate Monitor Showdown for Cyclists

Best Smart Watches to Monitor Your HRV

For most people, the easiest and best way to track HRV is with a smart watch that is capable of measuring HRV. Here’s a breakdown of some of the top options for cyclists, based on accuracy, features, and budget. If you are reading on a phone, turn it sideways to see the charts better.

#1. Garmin Watches – Best for Data-Driven Cyclists

Best For: Cyclists who love in-depth data, mapping, and structured training.

Garmin watches are renowned for offering a wealth of data and training options. Even the cheapest, this Garmin Forerunner 55, has plenty to offer. However, its HRV tracking capability is limited to during your activities only, which is really not sufficient
Garmin watches are renowned for offering a wealth of data and training options. Even the cheapest, this Garmin Forerunner 55, has plenty to offer. However, its HRV tracking capability is limited to during your activities only, which is really not sufficient

Garmin Models Compared, with Focus on HRV

If you are reading this on a phone, please turn your phone sideways to read this chart more easily.

ModelHRV AccuracyFeaturesPrice
Garmin Instinct 2ExcellentAdvanced HRV tracking. The Garmin Instinct 2 is a very attractive and very different offering from Garmin. We recommend it because it has all the health and training features of the top-of-the-line models, but at a fraction of the price. Especially now, because the Garmin Instinct 3 has just debuted, which has caused the price of the Instinct 2 to decrease. We love the Instinct 2 because it’s different. It is super rugged – it is worn by soldiers around the world, and by athletes who enjoy cycling or hiking in forests or over mountains. The battery life is superb. So … what’s the catch? Well, it does not come with a color, touchscreen, AMOLED display. Instead, you operate it with buttons, and it has a black and white MIPS (Memory in Pixel) screen. This is a reflective LCD display technology that has extremely low power consumption and is highly visible in bright sunlight. So, if you like old-school and want one of the world’s toughest watches, then this could be the watch for you. It will do all the smart watch stuff, but in black and white. More to the point here, it is perfect for tracking your HRV, and monitoring and finetuning your training. It includes Body Battery and Training Readiness, which most committed athletes require. And for your cycling adventures, it has a built-in 3-axis compass and barometric altimeter, plus multiple global navigation satellite systems (GPS, GLONASS and Galileo). I am a very big fan of this Garmin watch. Oh, and tons of sports profiles too – far more than the Venu 3.$213
Garmin Forerunner 55GoodVery Basic HRV (only during activities), GPS, Training Plans, 2-week battery life$199
Garmin Venu 3SVery GoodThis one looks more like a watch than the others. AMOLED display, advanced HRV tracking. Analyzes your wrist heart rate readings while you are sleeping to determine your HRV. Presents you with your Body Battery score in the morning. Along with your Morning Report, you also get an Evening Summary. Both provide an overview of your sleep, recovery, daily calendar, and HRV status. This watch is very attractive because of its wealth of smart features (over and above training features), including built-in mic, music, Garmin contactless Pay, and a lot more. But … no Training Readiness score (a deal breaker for some, but acceptable for many people).$449
Garmin Forerunner 265ExcellentAMOLED, comparatively lightweight, advanced fitness metrics. Get your Training Readiness report as soon as you open your eyes in the morning! Your morning report includes an overview of your sleep, recovery and training outlook alongside HRV status, and training readiness. Training Readiness gauges your fitness and recovery levels. And of course, you get your Body Battery. The data presented is intended to be a close estimation of metrics tracked. Better GPS than the Venu 3S, but does not have mic and speaker – otherwise, it is mainly the same watch, except with 2 extra buttons. One other important difference (for some) is that the 265 has a Training Readiness score, while the Venu 3S only offers a Body Battery score. So, for dedicated athletes, this could give the 265 the edge.$449
Garmin Fenix 7BestMulti-sport, premium HRV analytics. Solar models available. Provides a morning report that includes HRV data, offering insights into how your body is recovering from sleep. Analyzes your wrist heart rate readings while you are sleeping to determine your HRV. Also measures your stress level using a three-minute test performed while standing still, analyzing your heart rate variability to determine your overall stress level. Of course, it comes with every possible metric, including Body Battery and Training Readiness.$699+
Garmin EpixBestAMOLED, premium mapping & HRV. Analyzes your wrist heart rate readings while you are sleeping to determine your HRV. Provides a morning report that includes HRV data, offering insights into how your body is recovering from sleep. Of course, it comes with every possible metric, including Body Battery and Training Readiness.$899+
Best for: Committed cyclists who want top-grade HRV monitoring, tons of data, and plenty of help with their training.
Some people prefer the Garmin Venu 3S because it looks more like a watch and less like a giant clunky activity tracker
Some people prefer the Garmin Venu 3S because it looks more like a watch and less like a giant clunky activity tracker
Must Read: Our Latest Garmin Post
Garmin Edge 1050 vs. 1040 - What's the Difference, and Which is Better?
Garmin Edge 1040
Garmin Edge 1040 SOLAR
Garmin Edge 1050
About $600 - click for current price on Amazon
About $750 - click for current price on Amazon
About $700 - click for current price on Amazon

#2. Apple Watch – Best for iPhone Users, and Apple Fans in General

The Apple Ultra 2 watch looks great, has the Apple name, and has tons of features - but it might not be the best choice if your primary concern is your HRV and your training
The Apple Ultra 2 watch looks great, has the Apple name, and has tons of features – but it might not be the best choice if your primary concern is your HRV and your training

Apple Watch Evaluated, with Focus on HRV

If you are reading this on a phone, please turn your phone sideways to read this chart more easily.

ModelHRV AccuracyFeaturesPrice Range
Apple Watch Ultra 2Very GoodBright display, cycling features, HRV. Most athletes feel that the Apple watch does not do as good a job as the Garmin watches in tracking HRV for the purpose of determining training readiness. You will need a third party app like Athlytic to find out your stress and recovery levels. Apple seems to be more focused on fitness basics, like sleep and steps. Also, of interest to many athletes, Apple watches will not export automatically to Strava.$799

Best For: iPhone users who want a stylish smartwatch with solid HRV tracking and cycling features. And who are comfortable with using 3rd-party apps as workarounds to get the same information and connectivity that you automatically get on a Garmin watch.

#3. Samsung Galaxy Watch – Best for Android Users with Fairly Basic HRV Monitoring Needs

The Samsung Galaxy watch 7 has a range of fitness features, and will track your HRV as you sleep. It is also available in variations that look more like a watch than an activity tracker
The Samsung Galaxy watch 7 has a range of fitness features, and will track your HRV as you sleep. It is also available in variations that look more like a watch than an activity tracker

Samsung Galaxy Watch Evaluated, with Focus on HRV

If you are reading this on a phone, please turn your phone sideways to read this chart more easily.

ModelHRV AccuracyFeaturesPrice
Samsung Galaxy Watch 7GoodUses its upgraded BioActive Sensor to track your HRV. Also offers numerous health and fitness features, including  ECG and blood pressure monitoring, body fat/muscle mass measurement. And it has advanced sleep tracking. Uses your HRV during sleep as one of the metrics to give you your Energy Score each morning. This can help you decide if you need a rest day. However, it does not offer a Training Readiness score, which will be a deal-breaker for many cyclists and other athletes. Also, it only offers HRV while sleeping, not during activities or at other times of the day.$299

Best For: Android users who want a sleek, all-in-one watch plus activity and health tracker.

# 4. Fitbit – Best for Simplicity & Budget

Best smart watch to monitor HRV
Fitbit Charge 5

Fitbits Compared, with Focus on HRV

ModelHRV AccuracyFeaturesPrice Range
Fitbit Charge 5GoodMeasures your HRV while sleeping. Besides HRV, the Charge 5 also tracks other health metrics like ECG monitoring, EDA scan, SpO2 monitoring, skin temperature, breathing rate, menstrual cycle tracking, sleep duration and quality, daily stress score, mood, and blood glucose tracking (some require a Fitbit Premium membership). However, it does not offer a Training Readiness score. But it does include a feature similar to Garmin’s Body Battery, called the Daily Readiness score. This score takes into account your recent activity, HRV, and sleep to determine how hard you should push yourself that day. For the price, this is pretty good. The big drawback is that you have to get a Fitbit Premium membership to access these features. None of the other brands have this subscription requirement.$149
Fitbit Sense 2GoodUp there with the big league in its abilities. Activity Tracker, Stress Tracking, Sleep Monitor, ECG, Heart Rate Monitor, GPS, Notifications, Phone Call, Text Messaging, Bluetooth. Includes all-day stress tracking, which uses a cEDA sensor to identify changes in your heart rate, heart rate variability, and skin temperature that signal what it calls a “body response,” or a sign of stress. So, plenty of HRV measurement. It gives you a Daily Readiness score, which combines your previous day’s activity, HRV, and sleep metrics to determine how well your body has recovered, and how hard you should train today.$299
Fitbit Inspire 3DecentAMOLED color touchscreen. Health metrics include breathing rate, HRV, and more – but you have to subscribe to the Fitbit Premium membership. Very good looking, but possibly not what you want for serious training. On the other hand, it is the best activity tracker you can get for under $100, and it is reputed to be very accurate. Plus it has the longest battery life of any Fitbit (up to 10 days). Really quite impressive at the price – except for that subscription! Also worth noting is that Fitbits do not have the durability of the other brands – we have had them die in just over a year. By contrast, a Samsung will last for years, and a Garmin watch may outlive you (so if you have one of the very expensive top models, you might want to put it in your will!)$99

Best For: Casual cyclists who want affordable HRV tracking, don’t mind paying a monthly subscription, and would prefer to wear a discreet band rather than a chunky watch. Fitbits are a bit contradictory, because they are the cheapest upfront, but then you have to pay a monthly fee. Before buying a Fitbit, it’s not a bad idea to sit down with a calculator and work out how much you will pay for it over a period of three years. You might find it to be more expensive than the more high-end watch you secretly have your eye on.

Which is the Best Smart Watch to Monitor Your HRV?

  • For serious cyclists: Garmin Instinct 2 (our top choice for both data and price), Garmin Fenix 7, Garmin Epix, or Garmin Forerunner 265.
  • For iPhone users who want HRV tracking: Apple Watch Ultra 2.
  • For Android users: Samsung Galaxy Watch 7.
  • For budget-conscious cyclists: Fitbit Charge 5 or Garmin Forerunner 55.
  • For cash-strapped cyclists: Fitbit Inspire 3 offers great value for money. But be sure to calculate the real cost by factoring in the monthly subscription – which you do not have to pay for with any of the other brands.

How to Use Heart Rate Variability in Your Training

  1. Measure HRV at the Same Time Each Day – Best done in the morning before getting out of bed. Some smart watches, such as my Samsung, and most Garmins, track your HRV all night long as you sleep. This gives you a really good insight into whether you are ready for more training, or need to take a rest day.
  2. Track Trends, Not Single Readings – A sudden downward trend in HRV might mean extra recovery is needed.
  3. Adjust Training Accordingly – If your HRV is low, focus on low-intensity rides or rest days.
  4. Improve your HRV with Lifestyle Changes – Sleep, hydration, and stress management all help increase HRV. I am also convinced that mine seems to improve when I do more HIIT training. However, that is just my personal experience.

Related Post: What Is the Optimal Frequency of HIIT Training on a Bike to Increase VO₂ Max?

Bottom Line on the Best Smart Watch to Monitor Your HRV

Investing in an HRV-capable smartwatch can help you unlock new performance levels while avoiding burnout and overtraining. Whether you go for a high-end Garmin Fenix 7, a magnificent but significantly cheaper Garmin Forerunner 265, a one-watch-that-does-almost-all Garmin Venu 3S, a mid-range Samsung Galaxy Watch 7, a budget-friendly Fitbit Charge 5, or a downright cheap Fitbit Inspire 3, monitoring your HRV will be a game-changer for your fitness journey.

Although these are all great choices, we stick by our top recommendation: the very rugged Garmin Instinct 2. With advanced HRV tracking, Body Battery and Training Readiness, this watch will set you up for success in your cycling – and leave you with money in your pocket for a coffee break.

An even cheaper alternative is to use an app such as Elite HRV, and pair it up with a chest heart rate monitor such as a Polar H10 monitor. These are known for their accuracy. If you already own another chest heart rate monitor, such as Garmin HRM-Pro Plus or COOSPO H6, these are compatible too.

Now, grab a device, start tracking, and ride smarter!

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